HomeSolutions

Built for the two sectors
that can least afford failure.

Banks answer to the regulator; government entities answer to the nation. We build for both — solving the recurring challenges that stall transformation in the Kingdom's financial and public sectors.

01 / Financial sector

For banks, fintechs & insurers

Every Saudi financial institution is running the same race: SAMA mandates arriving faster than delivery capacity, a legacy core that resists every launch, and operations that still run on people and mailboxes. Here is how we get you ahead of it.

The mandate is due — and the estate isn't ready

Challenge · SAMA regulatory deadlines

Open banking milestones, instant payment rails, enforcement mandates — each lands on an integration estate already at capacity. We overcome it by delivering compliance as a platform, not a scramble: FAPI 2.0 open banking, SARIE/IPS connectivity, and enforcement automation that ships new regulatory waves as configuration packs.

  • Open Banking Platform
  • Payment Integration Suite
  • Tanfeeth Platform
  • Regulatory readiness advisory

What changes — the next mandate is a configuration release, not a program

Every launch dies in the integration layer

Challenge · legacy spaghetti & undocumented systems

Product teams wait months because every new journey must thread through point-to-point links nobody fully understands. We overcome it by reverse-engineering the estate into complete documentation, then migrating with strangler patterns and recorded-traffic replay — no big-bang cutover, no guesswork.

  • Estate assessment (2–4 weeks)
  • Modernization & migration
  • API platform delivery
  • Managed operations 24/7

What changes — 70% faster time-to-market; 500+ services documented in our track record

Operations still run on people and mailboxes

Challenge · manual back-office at scale

Shared mailboxes hide thousands of requests; reconciliations and registers consume teams. We overcome it with AI agents deployed inside your security boundary — triaging correspondence, matching ledgers, maintaining registers — every action behind maker-checker control.

  • MailTriage
  • Assets Register Automation
  • 30-day pilot · go/no-go economics

What changes — 71% fewer manual touches at pilot day 30

Onboarding friction is losing you customers

Challenge · identity friction vs fraud risk

Every extra identity step costs conversions; every removed step costs risk. We overcome it with one identity spine — Nafath, Absher, and Yakeen orchestration for eKYC, then adaptive risk-based authentication across every channel, sharing FAPI-grade tokens with your open banking.

  • Identity & KYC Gateway
  • CIAM for Banking
  • PDPL-aware by design

What changes — 98% eKYC success with step-up only when risk demands it

02 / Government sector

For ministries, authorities & public entities

Vision 2030 programs live or die on integration: citizen services that span entities, mandates that must reach every bank, and internal operations still moving on paper and email. We build the connective tissue.

Citizen services that span a dozen entities

Challenge · cross-entity integration

A single citizen journey can touch identity, payments, and three ministries' systems — each with its own formats and SLAs. We overcome it with governed integration hubs over the national rails (Nafath, Absher, national data platforms), engineered with the resilience patterns government APIs demand.

  • Government integration hub delivery
  • Identity & KYC Gateway
  • Notification Hub — citizen messaging
  • KSA data residency by default

What changes — one governed gateway per entity instead of fifty bilateral links

Mandates that must reach every bank in the Kingdom

Challenge · sector-wide program execution

When an authority issues an instruction — an enforcement order, a directive, a data request — execution depends on every institution's integration maturity. We overcome it with execution platforms proven on SAMA's most demanding mandate flows: standardized order intake, guaranteed execution SLAs, and tamper-evident audit for every action.

  • Tanfeeth Platform — authority side or bank side
  • Obligation ledger & reconciliation
  • Regulator-grade SLAs & HA

What changes — sector-wide directives execute in minutes with a full audit trail

Transformation programs stalled between vendors

Challenge · delivery ownership

Government programs often have five vendors and no owner of the outcome. We overcome it by taking single-throat-to-choke accountability for the integration workstream — architecture authority, vendor RFPs and evaluation, delivery in production increments, and managed operations after go-live.

  • Advisory & design authority
  • RFP authoring & vendor evaluation
  • Integration delivery
  • Managed services 24/7

What changes — one accountable partner from board decision to 2 a.m. operations

Internal operations still move on paper and email

Challenge · correspondence & asset chaos

Official correspondence buried in shared inboxes; public asset registers living in spreadsheets. We overcome it with AI-powered correspondence triage and agent-maintained registers — deployed entirely within government boundaries, bilingual (Arabic/English), with the audit trail public accountability requires.

  • MailTriage — correspondence triage
  • Assets Register Automation
  • In-boundary AI · PDPL-aligned

What changes — requests reach the right department in seconds, with nothing lost

Which challenge is yours?

Bring the mandate, the stalled program, or the process that hurts — we'll map it to a solution with scope, sequence, and price in one briefing.

Book an executive briefing