Software we build and run.
Eleven platforms, battle-tested in production at scale inside the Saudi financial sector. Each one turns a hard regulated integration problem into a product your organization can deploy — not a project it has to survive.
Open Finance
Open Banking PlatformRegulatory
Tanfeeth PlatformMailTriage
AI-powered email triage for enterprise operations
Shared mailboxes are where enterprise work goes to hide. MailTriage reads, classifies, and routes high-volume operational email — so requests reach the right team with the right priority, automatically, with a full audit trail of every decision.
- Automatic classification and priority scoring of incoming mail
- Routing and escalation rules that mirror your operating model
- Deploys alongside Microsoft Outlook / Exchange environments
- Runs inside your security boundary — data stays under your control
- Live operations dashboard with SLA and backlog visibility
Tanfeeth Platform
Judicial & regulatory enforcement execution
A bank-agnostic enforcement integration platform that turns court-order and regulator-mandated execution — account blocks, garnishments, transfers, and lifts — into governed, versioned catalog content. New regulatory waves ship as configuration packs, not multi-month projects.
- Enforcement services as versioned catalog content with lifecycle
- Business rules as configuration, not code
- Connector SDK isolating bank-specific integration — any core banking
- Typed obligation ledger with reconciliation engine
- Simulator-tested against recorded reality before promotion
- Tamper-evident audit spine, event store, regulator-grade SLAs
Payment Integration Suite
Instant, bulk & biller payment connectivity
The production-proven layer between your payment hub and your core — verify-and-hold orchestration, posting, fees, and payment events for instant payments (SARIE/IPS), bulk payments, and SADAD-style biller services, all ISO 20022 native.
- ISO 20022 / pacs message orchestration
- Fund verify-and-hold, post, and release lifecycle
- Idempotency store with replay safety (24h TTL)
- Circuit breakers and exponential-backoff retry on financial calls
- Channel routing layer for modern REST and legacy formats
- Batch & file lifecycle with control totals and reconciliation
Open Banking Platform
KSA Open Banking Framework, end to end
Full open-banking enablement: third-party onboarding and certificate validation, consent lifecycle management, and account-information and payment-initiation APIs secured to FAPI 2.0 — with the governance layer regulators expect and the API products partners actually want.
- FAPI 2.0 security profile — mTLS, PAR, JARM, DPoP
- Consent lifecycle management with full audit
- TPP onboarding, certificate validation & directory integration
- Account information & payment initiation API products
- Monetization-ready: usage analytics and commercial models
CIAM for Banking
Customer identity & access management
One customer identity across every channel — with adaptive, risk-based authentication, national digital-identity federation, and the consent and audit trails regulators require. Built to FAPI-grade token security, so the same identity layer powers your apps, your APIs, and your open banking.
- Adaptive, risk-based multi-factor authentication
- Nafath & national digital-identity federation
- Single sign-on across web, mobile & partner channels
- FAPI-grade token security shared with open banking
- Consent & privacy management aligned to PDPL
- Fraud-signal and device-intelligence integration
Notification Hub
One event bus, every channel
Every system publishes once; the hub owns delivery. A central event bus and notification layer covering SMS, email, push, in-app, and IVR — with templates, customer preferences, delivery tracking, and replay when downstream systems misbehave.
- Multi-channel delivery — SMS, email, push, in-app, IVR
- Customer notification preference management
- Bilingual template governance with approval workflow
- Dead-letter queues & event replay
- Full delivery audit trail for regulator mandates
Direct Debit Collections
B2B recurring collections as an API product
Let billers, insurers, telcos, and financing companies collect recurring payments from retail accounts — batch submission with control totals, per-transaction status with rejection reasons, and signed-request security built for corporate onboarding at scale.
- Batch open / submit / close lifecycle with control totals
- Per-transaction status with rejection reasons
- Multi-corporate onboarding with per-client credentials
- JWT Bearer + JWS detached-signature security
- OpenAPI 3.1 specified with client integration guide
Identity & KYC Gateway
One facade over the national identity rails
A unified verification layer over the Saudi identity stack — Nafath digital identity, Absher OTP, Yakeen ID verification — with the circuit breakers, retries, and PDPL-aware data handling that government-facing integrations demand.
- eKYC orchestration across national identity providers
- OTP gateway & intelligent routing
- Standardized resilience patterns for government APIs
- PDPL-aware data handling and data residency
- Drop-in facade — one contract for every channel
Assets Register Automation
AI agents for the asset lifecycle
AI agents that build and maintain your asset register — discovering, reconciling, and tracking assets through their lifecycle, replacing manual spreadsheets with a living, auditable record of what the enterprise owns.
- Agent-driven discovery across systems and records
- Continuous reconciliation against source systems
- Lifecycle & ownership tracking with change history
- Audit-ready reporting on demand
Operations Command Center
Mission control for enterprise operations
The single pane of glass your operations floor runs on — every platform, queue, and batch job on one wall, with the orchestration and command workflow to act on what it shows. Built for the teams who run the bank overnight and the executives who read the morning report.
- Live service wall — health, SLAs & throughput across every platform
- Dependency-aware batch & end-of-day orchestration
- Incident command: runbooks, war-room timeline, escalation
- Governed operational actions — replay, release, failover with maker-checker
- Shift handover, on-call roster & NOC workflow
- Executive morning report, generated automatically
Data Migration Platform
Verifiable migration, rehearsed cutover
Migration day should be a rehearsed procedure, not a gamble. Our platform takes data from legacy to target through versioned transformation pipelines, proves it with row-level and control-total reconciliation, and rehearses the cutover — with a tested rollback — before anyone touches production.
- Profiling & mapping workbench across source systems
- Versioned transformation pipelines with approval workflow
- Dry-run rehearsals against production-shaped data
- Row-level + control-total reconciliation with evidence packs
- Cutover orchestration: sequencing, checkpoints, tested rollback
- Proven pattern: multi-database production promotions with seed-data plans
